Consumer Credit Agreements Burnetts Direct | Burnetts Direct Membership Benefits | Fees | Register Interest |

Consumer Credit Agreements include Hire Purchase Agreements, credit sales, personal loans, credit cards, overdrafts and mortgages not exceeding £25,000 provided by finance companies.

What to consider

• Read all the terms of the agreement to check your understanding of the arrangement.
• Certain agreements are "cancellable" within a cooling off period.
• Don’t sign unless you are sure.
  
  Once you have signed and you wish to get out of the agreement consider:
  
  
• Are you still within any cancellation period?
• Have the goods proved to be faulty?
• Has there been any misrepresentation about the goods?.
• Is it possible to make early repayment?
  
  If you cannot afford the repayments consider
  
  
• Re-negotiation of the terms.
• Whether cheaper finance is available.
  The court has power to set aside obligations imposed under "extortionate" credit agreements.