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Specialist support for banks

Legal experts with detailed knowledge of banking systems

Banking

Burnetts’ Banking Team is made up of specialist lawyers, and paralegals specifically recruited from a major High Street lender, who understand what it takes to get your deals over the line.

We have a streamlined separate representation process which combines expert, practical legal advice with detailed knowledge of internal banking systems.

From recommending “no search insurance”, to liaising directly with your Securities Centre and the valuer, our entire process is designed to make your life easier and to achieve drawdown as quickly as possible.

With the recent growth of our team, we have further strengthened our unique lending offering and can deliver a smooth, fast service on every deal.

Burnetts' commitment

Burnetts is absolutely committed to adding value to transactions by complying with the following service levels:

  1. Giving free initial advice about potential deal structures or any other aspect of transaction (such as recommending appropriate security packages).
     
  2. Providing a fixed fee quote on same day as requested and then sticking to this figure.
     
  3. Arranging an all parties’ conference call at the start of every transaction to establish the target completion date and then agreeing the transaction timeline.
     
  4. Providing the customer’s solicitor with a list of our requirements on the day you informally instruct us to proceed (we don’t wait for formal instructions from the securities centre).
     
  5. Ensuring that the customer’s solicitor adheres to the deadlines agreed on the conference call via regular chaser e-mails and phone calls.
     
  6. Copying you (and your assistant) into all emails to customer’s solicitor to keep you fully up to date.
     
  7. Issuing security documents (by email where appropriate) to the customer’s solicitor on same day as formal instructions received.
     
  8. Taking a commercial and pro-active approach and resolving issues ourselves as soon as they arise.
     
  9. Drafting the report on title to only include a concise summary of key points (and confirming that we are satisfied that your security is not at risk) and issuing the signed version as early as possible in the transaction.
     
  10. Direct access to a team of experienced lawyers, all of whom are working to push your deal to completion.

Introducing the team
 

Richard Miller, Partner and Head of Property, is our dedicated Banking client care partner. His role is to develop and maintain the best possible relationships with lenders. Richard is ultimately responsible for the services we provide to you and your customers and his focus is on ensuring that we are the “go to” legal firm across all sectors. Richard also has a hands-on role providing expertise on complex agricultural matters.

Sarah Willshire, Partner and Head of Banking, is the day to day point of contact for all banking matters and for general advice about potential deals or structures. With a background in both property and banking, Sarah combines impressive technical legal expertise with the ability to take a commercial view in order to drive the transaction forward. She is also our construction expert and regularly reviews building contracts and advises on collateral warranties for development deals.

Vaughan Jones, Partner and Head of Corporate, has over 30 years’ experience of banking and corporate transactions. His sensible and practical approach allows us to identify and cover-off potential issues for the Bank at the outset. Vaughan’s input is invaluable on deals involving share purchases, partnerships and complex corporate structures particularly in the healthcare sector.

Melissa McManus, Associate Solicitor is an excellent corporate lawyer with experience of acting for a variety of trading business as well as lenders. Her speed and efficiency when reviewing large amounts of corporate due diligence allows us to deliver a fast service even on the most complex business acquisition deals. One of Melissa’s areas of specialism is healthcare and she has an impressive understanding of NHS contracts and regulatory matters.

Rebecca Joy, is a property Solicitor who has focused on secured lending work since she qualified in 2007. She is experienced in handling both commercial and residential property refinances and purchases, including dealing with foreign companies, new developments and healthcare matters. Her great efficiency means that she is particularly adept at dealing with large portfolios. As an expert on trust structures, Rebecca also handles agricultural matters for lenders.

Associate Chartered Legal Executive Neil Freeman joined Burnetts in 2019. He acts for lenders and their customers, taking legal charges over a wide variety of properties.

Paralegal Jane Jubb combines almost 20 years’ experience of working within a Securities Centre with over 10 years as a paralegal. Jane’s role is to liaise with the valuer, your Securities Centre and the customer’s solicitors to line up completion and to ensure that funds are released within the required timescales. She is also responsible for protecting the lender’s security after completion (by registration at Companies House and the Land Registry).

Banking Consultant Marc Caffrey joined the team in June 2018 from Lloyds Bank, where he worked for 30 years, with the last 12 years spent in SME Banking. Having been both a Relationship Manager and an Assistant Relationship Director, Marc has extensive experience of lenders’ processes and systems (from writing and submitting the credit proposal through to drawdown of funds) and fully understands a lending deal from this perspective. With knowledge of both the internal banking and legal processes, Marc is in a unique position to liaise with you and your customers. Marc’s arrival has already enabled us to adapt and streamline our internal systems and this is an important part of his role. Marc will be working closely with our lender clients to ensure that we provide the best possible service.

Karen Threadgill, Paralegal, also left Lloyds Bank in June 2018 and joined our team. As an Associate Relationship Director, Karen supported Managers specialising in Healthcare, Real Estate and Agriculture. Karen works closely with Jane, takes responsibility for pushing deals over the line and has an extremely thorough and well organised working style. Her detailed knowledge of a lending deal from the bank’s perspective enables us to anticipate and comply with your requirements around release of funds.

Emily Booth, Paraglegal, has a strong academic background in property law and is a key member of the team, undertaking title reviews and preparing Reports on Title. Her friendly, approachable attitude makes her the ideal person to handle dual rep deals where the customer needs extra guidance and support. She also works closely with Sarah and Rebecca on more complex or portfolio transactions.

Sara Riddlesden, Support Assistant is the team’s secretary and PA. She supports the team on all of our deals and ensures compliance with our internal procedures (including accounting rules, ID and money laundering requirements).

For more information on Burnetts' banking services, contact Richard Miller here.

Who to contact

Richard Miller profile photo

Richard Miller

Richard is a Partner and Head of Burnetts’ Property team.